For employers

A benefit your people will actually understand.

We handle the education, the materials and the follow-up, so your team can offer something meaningful without running another project. LTC Capital provides education on the need for care, the cost of care and solutions to secure financial protection for long-term care expenses.

Claymation scene of an employee at his desk, smiling at his laptop
What's included

Everything your people need. Nothing your HR team has to build.

A video series with your name on it

Eight short videos, greeting your employees by company name, sent on a schedule built around your enrollment dates.

A cost calculator

Each person sees what care costs in their state, and what coverage would cost them per month.

A ready-to-send HR kit

Every email, date and link prepared in advance. Your team copies, pastes and schedules. That's it.

Licensed counselors

Employees reserve a time and a licensed counselor calls them. Or they enroll on their own online in minutes.

Claymation scene of a family reading a picture book together on the sofa
How it works
  1. We set it up with youYour logo, your dates, your enrollment window. Your employees' page and materials are ready weeks ahead.
  2. Your people learn, at their own paceA short video lands in their inbox twice a week, with the calculator and a one-page summary one click away.
  3. They make a choiceEnroll online, or reserve a time with a licensed counselor. Your HR team doesn't have to field the questions.
The video series

Eight questions everyone asks, answered one minute at a time.

Instead of a 40-page brochure, employees get a short, friendly video in their inbox twice a week leading up to enrollment. Every video opens with your company's name and closes with your enrollment dates.

  1. 01What is long-term care?
  2. 02Will I actually need it?
  3. 03Aren't I already covered?
  4. 04Can't I just buy a policy?
  5. 05What does care really cost?
  6. 06So what's the answer?
  7. 07How does it pay out?
  8. 08How do I enroll?
Why it matters

Most of us will need some help.

~70%of people turning 65 will need some type of long-term care.
3.7 yrsaverage need for women. For men, 2.2 years.
62%of adults 50 and older think Medicare pays for a long nursing home stay. It doesn't.

Sources: U.S. Department of Health and Human Services, Administration for Community Living; University of Michigan National Poll on Healthy Aging, June 2025.